Motor Trade Insurance
Specialist insurance for garages, dealerships, bodyshops, mobile mechanics, and all motor trade businesses.
Insurance Built for the Motor Trade
Motor trade insurance is a specialist class of cover designed for businesses that work with vehicles as part of their day-to-day operations. Whether you buy and sell vehicles, carry out repairs and servicing, or operate a valeting or recovery service, a standard commercial policy will not provide the cover you need.
At ATK Corporate Insurance Solutions, we work with motor trade businesses of all sizes to arrange appropriate cover. We take the time to understand your operation and ensure that the policy you hold reflects the true nature of your business.
Motor Trade Policy Types
Motor Trade Combined
A Motor Trade Combined policy provides comprehensive protection for your entire motor trade business under a single policy. It brings together a range of covers including road risks, premises, tools and equipment, stock of vehicles, employers' liability, public liability, and business interruption. This type of policy is suited to businesses operating from fixed premises such as garages, dealerships, bodyshops, and MOT centres. Cover can be tailored to reflect the specific nature of your business, the value of vehicles held in stock, and the number of employees who need to be covered to drive customers' vehicles.
Road Risks Only
A Road Risks Only policy provides cover for you and your employees to drive vehicles in connection with your motor trade business. This includes driving vehicles you own, vehicles you have taken in for repair or service, and vehicles you are looking to purchase or sell. Road Risks Only cover is available on a third party only, third party fire and theft, or fully comprehensive basis. This type of policy is typically suited to sole traders or smaller motor trade businesses that do not operate from fixed premises, such as mobile mechanics, vehicle delivery drivers, and private car dealers operating from home.
Motor trade insurance requirements vary considerably depending on the nature and scale of your business. We will take the time to understand your operation and arrange cover that is appropriate for your needs.
Who We Can Assist
Ready to Discuss Your Insurance Requirements?
Contact ATK Corporate Insurance Solutions today to discuss your requirements or request a quotation.